Who is responsible for the accident of 10% down payment car during the repayment period?- Taizhou Kelong Plastic Mould Co., Ltd.

As for the "10% down payment" to buy a car, its essence is car financial leasing, and the domestic model is mostly rent-purchase. In the previous article, the editor compared classic foreign rental models with domestic brand-new rental models. Generally speaking, the domestic car rental model follows the foreign car rental model, but there are differences in operating flexibility and consumer demand. The editor will delve into the details of car rental and car purchase models, and talk about a common concern-"10% down payment" to buy a car. After picking up the car, what should I do if the car has an accident during the repayment period?

Back to the topic of "What should I do if an accident occurs during the repayment period after picking up the car?" The repayment period here only refers to the repayment period before the consumer officially transfers the car to his own name. This period is still the lease period. Consumers only have the right to use the car, and the ownership of the car belongs to the leasing agency. During this period, who is responsible for the accident and how to deal with it? In fact, this involves who configures auto insurance, how it configures it, what the auto maintenance and insurance claims process are, and what are the rights and obligations of consumers and leasing agencies during the lease term.

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